Friday, 15 March 2013

Car Accidents - How To Deal With A Minor Collision

It's never nice when accidents happen, but with roads in the UK busier than they ever have been, it's sensible to consider what to do when the unfortunate does happen and a collision occurs.

Help With Law blog have compiled a list of 8 things you must do when being involved in an accident.

Click here for the 10 safest cars to have an accident in

Take Number Plate details

Even if the car drives off, if you look for details of the number plate straight away, you've got a good case for making a claim if you were not at fault.

Call the Police As Soon As Possible

The police report of an accident, no matter how minor, will help insurance companies pay out in the event of a claim. No matter how small, the police need to be notified - especially if someone might be hurt.

Make Sure Nobody is Seriously Injured

Depending on the seriousness of the crash, one of your priorities must be making sure nobody is injured. The signs may not be completely obvious - check for signs of disorientation - and make sure you seek medical help yourself

Seek Out Witnesses

This is important especially if the cause of your accident is contentious. Ask them to stay on the scene until the police arrive to enable accurate statements to be given.

Exchange Information With Other Drivers

This one seems obvious, but you would be surprised at the amount of data and therefore vital information that doesn't get passed across - slowing down claims proceedings. Insurance details of each driver, names/phone numbers/addresses and licence information must be passed across.

Prove Your Point: Take Photos If Able

It's important to be precise and accurate about the statements you make about your accident. Don't exaggerate - instead take images which prove elements of the claim you are intending to make.

File a Claim With Your Insurance Company

The sooner you can do this better - depending on how much your accident excess is, it may be cheaper to repair your car without getting insurance money involved - but either way the insurance company needs to be notified. 

Don't Immediately Accept Blame

Most insurance companies suggest that you should never accept responsibility for an accident without first consulting them. There are subtle differences between different types of claims, and a false claim could result in hugely increased premiums later down the line.

Being open, honest and transparent through the claims process after a car accident is important - solicitors and insurance companies have been supplied with legal training in order to best understand your needs.
Legal training company MASS Training deal with training for solicitors regarding motor accidents, personal injury and accident management.

1 comment:

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